HOME MORTGAGE DISCLOSURE ACT (HMDA) NOTICE The HMDA data about our residential mortgage lending are available online for review. The data show the geographic distribution of loans and applications, ethnicity, race, sex, age, income of applicants and borrowers, and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website: https://www.consumerfinance.gov/data-research/hmda/
EQUAL HOUSING OPPORTUNITY Intercoastal Mortgage, LLC is an Equal Housing Opportunity company. In accordance with the Equal Housing Opportunity Act, Intercoastal Mortgage, LLC does not discriminate against any applicant on the basis of race, color, religion, creed, national origin, ancestry, sex, marital status, familial status (number and age of children), sexual orientation, age (provided that the applicant has the capacity to enter into a binding agreement) medical history, disability, physical condition, military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service Members Civil Relief Act (SCRA); that all or part of a consumer income is derived from a public assistance program or any other basis prohibited by law.
License/Registration Name: Consumer Credit License
State License/Registration # 22994 Alabama State Banking Department
License/Registration Name: Mortgage Banker License
State License/Registration # 1038929 Arizona Department of Insurance and Financial Institutions
License/Registration Name: Residential Mortgage Lending Act License
State License/Registration # 41DBO-182522 California Department of Financial Protection & Innovation
License/Registration Name: Mortgage Company Registration
State License/Registration # None Colorado Department of Regulatory Agencies
License/Registration Name: Lender License
State License/Registration # 8152 Delaware Office of State Bank Commissioner
License/Registration Name: Mortgage Dual Authority License
State License/Registration # MLB56323 District of Columbia Department of Insurance, Securities and Banking
License/Registration Name: Mortgage Lender License
State License/Registration # MLD1306 Florida Office of Financial Regulation
License/Registration Name: Mortgage Lender License/Registration
State License/Registration # 56563 Georgia Department of Banking and Finance
License/Registration Name: Mortgage Company License
State License/Registration # MC730836 Kentucky Department of Financial Institutions
License/Registration Name: Mortgage Lender License
State License/Registration # 56323 Maryland Department of Labor, Licensing and Regulation
License/Registration Name: Residential Mortgage Originator License
State License/Registration # MN-MO-56323 Minnesota Residential Originator – Department of Commerce
License/Registration Name: Mortgage Lender License
State License/Registration # 5701 Nevada Department of Business & Industry Division of Mortgage Lending
License/Registration Name: Mortgage Lender License
State License/Registration # L-109999 North Carolina Commissioner of Banks
License/Registration Name: Residential Mortgage Lending Act Certificate of Registration
State License/Registration # RM 804620.000 Ohio Department of Commerce
License/Registration Name: Mortgage Lender License
State License/Registration # 56323 Oregon Department of Consumer and Business Services
License/Registration Name: Mortgage Lender License
State License/Registration # 55858 Pennsylvania Department of Banking and Securities
License/Registration Name: Mortgage Lender/Servicer License
State License/Registration # MLS – 56323 South Carolina Department of Consumer Affairs
License/Registration Name: Mortgage License
State License/Registration # 134931 Tennessee Department of Financial Institutions
License/Registration Name:
Mortgage Banker Registration Licensed by the Department of Savings and Mortgage Lending
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER
RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
State License/Registration # None Texas Department of Savings and Mortgage Lending
License/Registration Name: Lender License
State License/Registration # LL-56323 Vermont Department of Financial Regulation
License/Registration Name: Exempt Company Registration
State License/Registration # NRM-79 Virginia of Bureau of Financial Institutions
License/Registration Name: Mortgage Lender License
State License/Registration # ML-22206 West Virginia Division of Financial Institutions
Whether you’re buying, building or simply wanting to review your current mortgage, our team of nation-wide professionals are here to support you on your exciting journey. Contact us today and experience the Borrowers Direct difference for yourself as we turn your dream of home ownership into a reality.
Toll Free: 800-305-2035 Email: info@borrowersdirect.com
Intercoastal Mortgage, LLC Company NMLS ID # 56323 (http://www.nmlsconsumeraccess.org). This is not a commitment to lend. All loans are subject to credit, underwriting, and property approval guidelines. Terms, conditions, and programs are subject to change without notice. Intercoastal Mortgage, LLC 11325 Random Hills Road Suite 600, Fairfax, VA 22030 571-266-6500. For further information on Intercoastal Mortgage, LLC Company and Mortgage Loan Originator’s licensing visit http://www.nmlsconsumeraccess.org/. Equal Housing Opportunity.
