We Make Home Mortgages and Financing Solutions Easy

We Are a Direct Lender

Our loans are processed, underwritten and closed in-house so you can enjoy a faster, more seamless and stress-free process. With our simple to use technology, obtaining a loan is a breeze.

We also offer specialty loan products

100% FHA home purchase financing, Self employed personal or business bank statement programs, FHA home renovation loans, HELOCS and more.

We Offer Flexible Financing Solutions

Access a range of loan options, including Conventional, Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation, and bridge loans. Ask about our new HELOC loan!

We Have Industry Leading Experience

For over 35 years, we’ve been helping clients achieve their home purchase and refinancing goals, whatever financial situation they’re in.

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Years of Industry Experience
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Loan Programs

Your Path to Home Ownership or Unlocking Your Equity Made Simple

Our Services

Borrowers Direct, Services

Buy Your First Home

Owning your own home is within reach (even if it doesn’t feel like it), and we’re here to make the process simple, straight forward, and stress-free.

Buying your first home can sometimes feel overwhelming, but it doesn’t have to be. Our expert team is here to guide you through the entire process, from your lending options to managing your payments.

Reach out to a member of the Borrowers Direct team today to learn how you can take advantage of lower interest rates, receive valuable down payment assistance, and gain access to the flexible financing options you deserve. 

Ready…Set…Home!

Buy Your Next Home

Ready to purchase your next home? Whether you’re expanding your property portfolio or planting new roots and starting fresh with your family, the proper support, service, and guidance is crucial.

Second homes may come with new rules that can leave you feeling frustrated or even out of pocket without the right loan officer on your side.

From credit score assessments to different down payment options and closing costs, our nation-wide team is here to assist you throughout the process and find the right loan option for you.

From next homes to investment properties and quality service, we’re here to help.

Refinance Your Home

Are you paying too much interest on your debt or needing to improve your home?

Circumstances change in life, so your home loan should be able to change too. We’ll help you take charge of your financial future by navigating the mortgage refinancing process.


At Borrowers Direct, we help you save on your mortgage with a simple refinancing process that lets you start saving. 

Contact a loan officer today to discover how to tap into your home's equity, explore various refinancing options, and align your mortgage with your budget, lifestyle, and goals.

Let’s find a loan you’ll celebrate for years.

Obtain a

Construction Loan

Got a vision for a new home that's uniquely yours? Our construction loans help turn vision into reality.

These short-term, interim loans are specially crafted for new home construction, offering flexible options to suit your financial needs. So whether you're looking to renovate what you have or build from scratch, we have the perfect construction loan for you.

Already a homeowner? Reach out to discuss leveraging the equity in your current property to finance your new home construction project.

Our team of nation-wide loan officers are waiting to help you choose the best path for your specific requirements. 

Let's bring your dream home to life!

Why Do Our Customers Trust Borrowers Direct?

We’re here to take the stress and confusion out of buying or building your home, with experienced advice and great rates.

As a direct lender our loans are processed, under-written and closed in-house. With flexible financing solutions and over 35 years of experience, you’re treated like a real person (not a credit score) for a fast, efficient and stress-free financing experience.

Borrowers Direct

Hear From our Incredible Clients

Choosing Borrowers Direct was the best decision we made when buying our first home.

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Choosing Borrowers Direct was the best decision we made when buying our first home.

“Their team of professionals guided us through the entire process, explaining each step with patience and professionalism. Despite our lower credit scores, they found us
an affordable loan option that fit our budget perfectly. We couldn’t be happier with their service and highly recommend them to anyone in need of a mortgage.”

Choosing Borrowers Direct was the best decision we made when buying our first home.

“Their team of professionals guided us through the entire process, explaining each step with patience and professionalism. Despite our lower credit scores, they found us an affordable loan option that fit our budget perfectly.